*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,sans-serif;background:#f3f6f7;color:#182229}.hero{background:linear-gradient(135deg,#0d171e,#263942);color:#fff;padding:0 20px 70px}nav{max-width:1100px;margin:auto;height:70px;display:flex;justify-content:space-between;align-items:center}.logo{font-weight:900;font-size:21px}.logo span{color:#68d7a3}nav a{color:#dce5e9;text-decoration:none}.hero-inner,.wrap{max-width:1100px;margin:auto}.hero-inner{padding-top:45px}.eyebrow{font-size:11px;letter-spacing:.17em;font-weight:900;color:#52bd8c}.hero h1{font-size:clamp(40px,6vw,64px);line-height:1.03;max-width:850px;margin:10px 0 18px}.lead{font-size:19px;color:#c7d3d9;max-width:760px;line-height:1.6}.btn{display:inline-block;background:#65d3a0;color:#0e241b;font-weight:850;padding:13px 18px;border-radius:12px;text-decoration:none;border:0;cursor:pointer}.wrap{padding:45px 20px 70px}.tool-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.tool{background:#fff;border:2px solid transparent;border-radius:18px;padding:20px;text-decoration:none;color:#182229;box-shadow:0 8px 25px #1722290b}.tool:hover{border-color:#63c99a}.tool span{font-size:30px}.tool h3{font-size:16px;margin:10px 0 6px}.tool p{font-size:13px;color:#71808a;line-height:1.5}.calc{background:#fff;border-radius:24px;padding:30px;box-shadow:0 12px 35px #17222912}.fields{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0}label{font-size:13px;font-weight:750}input{width:100%;margin-top:7px;padding:12px;border:1px solid #d6dfe3;border-radius:10px;font-size:16px}.output{margin-top:20px;padding:20px;border-radius:15px;background:#eef8f3}.output b{display:block;font-size:30px}.related{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.related a{background:#fff;border:1px solid #dce4e7;padding:10px 13px;border-radius:10px;text-decoration:none;color:#29434d}.copy{max-width:800px;padding-top:55px}.copy p{line-height:1.7;color:#60717a}.notice{border-left:3px solid #65d3a0;padding-left:12px;font-size:13px}footer{border-top:1px solid #d9e1e4;padding:28px 20px;max-width:1100px;margin:auto;display:flex;justify-content:space-between;color:#71808a;font-size:13px}@media(max-width:850px){.tool-grid{grid-template-columns:repeat(2,1fr)}.fields{grid-template-columns:repeat(2,1fr)}}@media(max-width:520px){.tool-grid,.fields{grid-template-columns:1fr}.calc{padding:22px}footer{display:block}footer span{display:block;margin-top:7px}}
.phase-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:18px}.phase-card{display:block;background:#fff;border:1px solid #dce4e7;border-radius:16px;padding:17px;text-decoration:none;color:#182229}.phase-card:hover{border-color:#63c99a}.phase-card b{display:block;margin-bottom:5px}.phase-card small{color:#71808a;line-height:1.5}.faq{margin-top:42px}.faq h3{font-size:18px;margin-bottom:5px}.faq p{color:#60717a;line-height:1.7}@media(max-width:850px){.phase-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:520px){.phase-grid{grid-template-columns:1fr}}
.category{margin:46px 0}.category-head{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:16px}.category-head h2{margin:5px 0}.category-head p{margin:0;color:#71808a}.category-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.category-card{display:block;background:#fff;border:1px solid #dce4e7;border-radius:18px;padding:20px;text-decoration:none;color:#182229;box-shadow:0 8px 25px #1722290b}.category-card:hover{border-color:#63c99a}.category-card .icon{font-size:30px}.category-card h3{margin:10px 0 6px}.category-card p{margin:0;color:#71808a;font-size:13px;line-height:1.5}.result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:16px}.result-card{background:#fff;border:1px solid #dce4e7;border-radius:14px;padding:16px}.result-card small{display:block;color:#71808a;margin-bottom:5px}.result-card b{font-size:23px}.points{font-weight:900}.checkrow{display:flex;align-items:center;gap:8px;font-size:13px}.checkrow input{width:auto;margin:0}@media(max-width:850px){.category-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:520px){.category-grid,.result-grid{grid-template-columns:1fr}}
